Big Brains say “let’s create a system that gives people an incentive to do X”. That happens in tax law all the time. Elsewhere, too.
Big Brains don’t remember high school calculus and they haven’t read Taleb. They forget f(X), the results or side-effects of X.
Fortunately, at the individual level I can avoid the blindness driving political, top-down choices. I create X and (if I’m staying awake) I am aware of f(X) when I decide to do X.
And if I’m asleep or stupid, and if I don’t see f(X), I will be acquainted with it soon enough: because I personally pay the cost or reap the reward of doing X and experiencing f(X).
Individual autonomy. Get some.